Effective Date: 01/04/2025

At Michaelunlimite & Company, your privacy is important to us. This Privacy Policy outlines how we collect, use, protect, and disclose your information when you use our services or visit our website.

1. Information We Collect

We may collect the following types of personal and financial information:

  • Name, address, phone number, and email address

  • Social Security number and date of birth

  • Employment and income details

  • Property and loan information

  • Credit, banking, and financial data

  • Device, browser, and usage information from our website

We collect this information directly from you, from your loan application, from third-party services (like credit bureaus), and through our website.

2. How We Use Your Information

We use your information to:

  • Process loan applications and manage mortgage servicing

  • Verify your identity and evaluate creditworthiness

  • Communicate with you regarding your loan and account

  • Ensure compliance with federal and state laws

  • Maintain internal records and improve our services

  • Protect against fraud, unauthorized transactions, and other liabilities

3. Information Sharing and Disclosure

We do not sell your personal information.

We may share your information with trusted third parties when necessary to:

  • Process and underwrite loans

  • Conduct credit reporting

  • Fulfill legal or regulatory obligations

  • Manage loan servicing or customer communications

  • Protect against fraud or unauthorized activities

All third-party partners are required to protect your data and use it only for authorized purposes.

4. Data Security

We use advanced security protocols, encryption, and access controls to safeguard your information. Only authorized personnel and verified partners have access to sensitive data, and we continuously monitor and update our systems for threats.

5. Your Choices

You may:

  • Request access to or correction of your personal information

  • Opt out of non-essential communications

  • Limit sharing of certain information by contacting us directly

To make a request, contact us using the details provided below.

6. Cookies and Tracking Technologies

Our website may use cookies and similar tools to enhance user experience, analyze site traffic, and improve our content. You can manage cookie preferences through your browser settings.

7. Children's Privacy

We do not knowingly collect or store information from children under the age of 13. If we become aware of such data, we will delete it promptly.

8. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with a revised effective date. We encourage you to review this policy periodically.

9. Contact Us

If you have questions about this Privacy Policy or how we handle your information, please contact:

Michaelunlimited & Company LLC
(800) 889-1486
info@michaelunlimitedllc.com

 

Questions?